In 49 states in this country – including this one – plus the District of Columbia, it’s illegal to drive without insurance. Even so, about 12 percent of all drivers in the U.S. are not insured.
Florida has one of the worst rates of uninsured drivers nationally. Here, 1 in 4 drivers has no insurance.
That has meant that uninsured motorist claims, which are filed when someone is injured by a driver who lacks insurance, totaled $2.6 billion in 2012. That was an increase of 75 percent from 10 years earlier. Continue reading →